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Fast-casual dining is more rewarding than ever when you combine loyalty programs with cashback tools like Fluz. Whether you’re a frequent lunch-goer or grabbing dinner on the go, Fluz makes it easy to earn cashback on every order—without sacrificing your ability to rack up loyalty points.

By using Fluz gift cards and paying through restaurant apps, you can earn rewards from both the restaurant’s loyalty program and Fluz at the same time. Here’s how to maximize your savings and get the most out of every meal.


How to Combine Fluz with Loyalty Points

Most loyalty programs still award points when you pay with a gift card. That’s where Fluz shines. By purchasing digital gift cards through Fluz and redeeming them directly in a restaurant’s app or website, you earn instant cashback and loyalty points on the same transaction.

Examples:

Chipotle – Join Chipotle Rewards to earn 10 points per $1 spent. Redeem points for entrées, chips, or drinks.

Panera Bread – Use MyPanera to receive personalized discounts, free items, and birthday rewards.

Sweetgreen – App users get early access to new bowls and seasonal drops.

Cava – While not offering a formal rewards program, orders through their app can be paid with Fluz gift cards for cashback.

By combining the two, you’re essentially turning one purchase into double rewards.


Tips for Ordering Through Apps

To make the most of Fluz and loyalty programs:

1. Order through the restaurant’s official app or website. Third-party platforms like DoorDash or Uber Eats typically don’t count toward loyalty programs.

2. Apply Fluz gift card codes manually at checkout. Most apps allow you to enter a gift card number as a payment method. This ensures your purchase is tracked by both Fluz and the loyalty system.

3. Use one account consistently. Make sure all orders are placed under the same account to consolidate points.

4. Activate promos. Many restaurants offer “bonus point” promos through their apps—stacking this with Fluz adds even more value.


Case Study: A Week of Cashback + Points

Let’s say you spend $60 across five meals in a week using Fluz and restaurant loyalty programs.

Monday – Cava

Order: Falafel bowl with pickled onions and harissa ($12)

Fluz cashback: ~$0.48

Cava perks: App-based ordering, frequent seasonal releases

Tuesday – Chipotle

Order: Burrito bowl with chicken, guac, and brown rice ($13)

Fluz cashback: ~$0.52

Points earned: 130 Chipotle Rewards points

Wednesday – Sweetgreen

Order: Harvest Bowl with chicken and goat cheese ($14)

Fluz cashback: ~$0.70

App perks: Early access to seasonal items

Thursday – Panera Bread

Order: Mediterranean Bowl with lemonade ($11)

Fluz cashback: ~$0.44

Rewards: MyPanera may offer a free cookie or drink for frequent diners

Friday – Shake Shack

Order: ShackBurger and fries ($10)

Fluz cashback: ~$0.30

App benefits: Earn limited-time offers and free items

Total cashback: ~$2.44

Loyalty perks: 130+ Chipotle points, Panera MyPanera progress, Sweetgreen app exclusives

That’s over $2 back and additional points to redeem for free food or drinks—on meals you’d be buying anyway.


Best Chains That Reward Both Cashback and Points

These chains allow you to earn rewards on two fronts:

Chipotle – Robust rewards program, app ordering, strong Fluz cashback

Panera Bread – Personalized loyalty offers, easy app experience, great Fluz value

Sweetgreen – Seasonal access and app-based ordering

Shake Shack – App-exclusive deals stack well with Fluz

Cava – Fluz cashback applies even without a formal loyalty program


Why Stacking Matters

If you’re eating out a few times a week, stacking cashback with loyalty points adds up fast. With Fluz, you’re earning cashback at checkout, and with loyalty programs, you’re earning free food over time. The best part? You don’t need to change how you order—just how you pay.

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